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Auto Insurance Save hundreds of dollars with trusted companies.  We'll find an auto policy that fits your needs without the extra cost.

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Home Insurance Homeowners with South Texas Insurance Services enjoy services built around family values.  Trust us with your homeowners policy, and we'll make sure your property is properly insured.

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Commercial Insurance Commercial Insurance requires experienced agents who understand your business.  With over 25 years experience, you can trust that we're a fit for your business needs!

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Crop Insurance Let us protect your crop against losses due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. 

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$62 *per month
1 Driver
Compact Car
Full Coverage
$500 Deductible
*Subject to Underwriting
$80 *per month
Less than 10 years old
$150,000
Wind, Hurricane, and Hail
1% Deductible
*Subject to Underwriting
* Coverages Vary
General Liability
Professional Liability
Business Owners Policy
Commercial Property
Commercial Auto
* Coverages Vary
Crop & Rainfall
Motorcycle & Boat
All-terrain Vehicle
Kidnap & Ransom
Builders Risk

 

New car shopping can be a lot of fun, especially if you’re a car enthusiast. But others can find the experience stressful and tedious. Either way, there’s a lot to think about. According to a survey of car shoppers, overall purchase price is the most important factor when shopping for a new car (46 percent), followed by make and model (31 percent).

 

Safety and performance come in a distant third, tied at seven percent. But whether you’re turned on or turned off by the dizzying array of car choices, trim options, “expert” reviews, incentives and other deals, it definitely pays to approach car buying strategically.

 

So if you’re in the market for a new vehicle and you find yourself having trouble keeping a clear head, just keep these strategies, courtesy of South Texas Insurance Services, in mind:

 

1. Decide how much money you can spend and what type of vehicle best suits your needs. Just looking for the basic transport capability of a small or medium sedan? Or do you need the hauling capacity of a van or SUV? Something practical? Something sporty? Something in between?

 

2. Research crash tests and accident data available from the Insurance Institute for Highway Safety.

 

3. Shop around for financing. If you can, apply for and get approval for a loan from a bank, credit union or other financier before you even visit the dealership. Being a “cash buyer” gives you an advantage when you do finally meet with the dealership’s financing person.

 

4. Test drive the car. Try to drive in conditions that will be similar to those under which you’ll drive every day.

 

5. Check pricing for your desired make and model at two or three dealerships and use that information to help you negotiate the best deal.

 

6. Get a firm quote, in writing. This should include not only the cost of the car, but any fees and the sales tax.

 

7. Inspect your new car carefully before driving off the lot. Make sure all the options you’ve ordered are included and that the body and paint are free of scratches or dents.

 

Finally, it’s important to consider the cost of auto insurance, although it seems that few people realize that what they pay for insurance can add significantly to the vehicle’s total cost.

 

Wise car buyers know to shop around for insurance and find out how costs compare. They also know to visit an independent insurance agency – like South Texas Insurance Services. We can check with several companies to find the best combination of coverage and price.

 

To get a Progressive quote with South Texas Insurance Services, visit progressiveagent.com or call us at (800) 218-3538.

 

Safeco Quote

Our Office

Main Location:
South Texas Insurance Services
3911 N 10th St., Suite J
McAllen, Texas 78501
Ph: 956-618-3535
Toll Free: 800-218-3538
Fax: 866-344-2957

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